Colombia
Colombia Investor (M-6/M-10) & Rentista Visas
Also known as: Visa M Inversionista, Colombia Property Investor Visa
- Min investment
- $1K
- Program tier
- Renewable Temp
- Program type
- Investor Visa
- Initial validity
- 3 yr
- Renewable
- Yes
- Path to PR
- 5 yr
- Path to citizenship
- 5 yr
- Schengen access
- Yes
Investment options
Real Estate
$161KVisa M-10 (Property Investor) — 350 SMMLV (~USD 161,300 at COP/USD 3,800; for 2026 SMMLV = COP 1,750,905). Property registered in investor's personal name. Held minimum 3 years for renewal. Path to PR after 5 years on M visa.
Business Investment
$46KVisa M-6 (Business/Investor) — 100 SMMLV (~USD 46,000) capital contribution to a Colombian company. Investor must own shareholding. Lower entry but requires demonstrated business activity.
Passive Income Proof
$5KVisa V (Rentista/Annuity) — 10 SMMLV monthly (~USD 4,585) passive income from non-Colombian sources. NOTE: Downgraded from M (migrant) to V (visitor) category in 2022 reform — max 2-year validity and no PR pathway.
Passive Income Proof
$1KVisa M Pensioner — 3 SMMLV monthly (~USD 1,376) from foreign pension. Path to PR after 5 years.
Physical presence
Path to citizenship
- Available: Yes
- Minimum years: 5
- Physical-presence years: 5
- Language test: Yes
Naturalization after 5 years legal residence (2 years if Latin American/Iberian Peninsula national, married to Colombian, or with Colombian-born child). Spanish proficiency, Colombian history/civics, integration. Dual citizenship allowed. Colombian passport visa-free to ~134 countries.
Tax implications
- Becomes tax resident automatically: No
- Worldwide income taxed: Yes
- Territorial tax system: No
- Day-count for tax residency: 183 days
- Wealth tax: Yes
Tax resident at 183+ days in any 365-day period OR permanent home OR center of vital interests. Worldwide income taxed for residents. PIT progressive to 39%. Wealth Tax (Impuesto al Patrimonio) on global assets > COP 3 billion at 0.5-1.5%. Capital gains 10-15%. Foreign tax credits available.
Family inclusion
- Spouse: Yes
- Children under 18: Yes
- Dependent adult children: No
- Parents: No
Spouse/permanent partner and dependent children under 25. Beneficiary M-Visa derived from main applicant's primary visa.
Additional fees
- Application fee: $50
- Government fees: $400
- Legal/agent (est.): $2K
Visa study fee USD 52 + issuance fee USD 230-415 depending on category. Cédula de Extranjería USD 95. Health insurance compulsory. Legal fees USD 1,500-3,500 typical.
Eligibility requirements
- Age 18+
- Clean criminal record
- Health insurance for Colombia
- Proof of qualifying investment/income
- Civil documents apostilled and translated
Disqualifiers
- Failure to maintain 180+ days/year for M visa
- Sale of property below threshold (M-10 route)
- Criminal or security finding
Recent changes
- 2022-10
Resolution 5477 of 2022 restructured Colombian visa system. Rentista downgraded from M (migrant) to V (visitor) — losing the path to PR. Property investor (M-10) and business (M-6) tightened SMMLV-based thresholds.
- 2025-2026
SMMLV (minimum monthly wage) increased in 2026 to COP 1,750,905; investor visa thresholds rose proportionally (property USD 161K, business USD 46K).
- 2026
180 days/year physical presence rule for M visas more strictly enforced; previous 'instant investor visa' (no presence) eliminated.
Notes
Colombia is a popular emerging destination for US/EU expats — Medellín especially — but the 2022 reform restructuring made it noticeably less investor-friendly. Rentista downgrade to V category eliminated the PR pathway for income-only applicants. Property investor route at USD 161K is competitive but requires real Colombian residency. Tax exposure (worldwide income + wealth tax) is significant once tax-resident; many use Colombia as lifestyle base while keeping fiscal residence elsewhere. Spanish is essential.
EasyPassport is a document-organization tool focused on citizenship by descent. This page is reference research, not legal or financial advice. Always verify with the official program authority.