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Malaysia

Malaysia My Second Home (MM2H)

Also known as: MM2H, Malaysia Silver/Gold/Platinum Visa

Regulator: Ministry of Tourism, Arts and Culture (MOTAC); Immigration Department of MalaysiaOfficial program site ↗
Min investment
$130K
Program tier
Renewable Temp
Program type
Investor Visa
Initial validity
5 yr
Renewable
Yes
Path to PR
No
Path to citizenship
10 yr
Schengen access
Yes

Investment options

Bank Deposit

$150K
Hold for 5 years

MM2H Silver Tier (5-year visa) — Fixed deposit USD 150,000 in Malaysian bank + property purchase minimum RM 600,000 (~USD 130,000). Applicants aged 25+ eligible.

Bank Deposit

$500K
Hold for 15 years

MM2H Gold Tier (15-year visa) — Fixed deposit USD 500,000 + property purchase minimum RM 1,000,000 (~USD 215,000).

Bank Deposit

$1M
Hold for 20 years

MM2H Platinum Tier (20-year visa) — Fixed deposit USD 1,000,000 + property purchase minimum RM 2,000,000 (~USD 430,000).

Real Estate

$130K
Hold for 10 years

Property purchase (any tier) — RM 600K minimum (Silver) up to RM 2M (Platinum). Held minimum 10 years; selling before requires MOTAC approval.

Bank Deposit

$145K
Hold for 10 years

MM2H SEZ/SFZ Variant — for applicants based in Forest City (Johor SEZ) and Special Financial Zone areas. Different deposit/property thresholds, 10-year visa, special tax incentives.

Physical presence

To apply
Application primarily online via MOTAC portal; biometrics in Malaysia
To maintain
Applicants below 50 must spend 90+ days/year in Malaysia; over 50 no day requirement
For PR
MM2H is renewable long-stay visa, NOT a PR product; PR requires separate application (high bar)
For citizenship
Citizenship via naturalisation requires 10-12 years residence + Malay language; rarely granted to MM2H holders

Path to citizenship

  • Available: Yes
  • Minimum years: 10
  • Physical-presence years: 10
  • Language test: Yes

Naturalization requires 10-12 years residence + Malay language proficiency + good character. Malaysia does NOT allow dual citizenship (must renounce). Realistically not pursued by MM2H investors.

Tax implications

  • Becomes tax resident automatically: No
  • Worldwide income taxed: No
  • Territorial tax system: Yes
  • Day-count for tax residency: 182 days
  • Wealth tax: No

Malaysia operates territorial tax — only Malaysian-source income taxed. Foreign-source income tax-exempt for individuals (extended to 2036) except certain dividend remittances. PIT progressive to 30%. No capital gains tax on shares; RPGT on property. No wealth or inheritance tax.

Family inclusion

  • Spouse: Yes
  • Children under 18: Yes
  • Dependent adult children: No
  • Parents: Yes

Spouse, unmarried children under 21 (some flexibility for older children in education), parents and parents-in-law (additional fee per dependent).

Additional fees

  • Government fees: $12K
  • Legal/agent (est.): $4K

Government fee: Silver/SEZ RM 40,000; Gold RM 55,000; Platinum RM 70,000 (one-time). Visa sticker MYR 500/year. Medical insurance required. Property stamp duty 1-4%. Legal/agent fees variable.

Eligibility requirements

  • Silver: 25+, Gold/Platinum: 35+
  • Liquid assets RM 1.5M (Silver) up to RM 5M (Platinum)
  • Monthly offshore income RM 40K (~USD 8,500)
  • Clean criminal record
  • Medical fitness, medical insurance
  • Source-of-funds documentation

Disqualifiers

  • Sanctioned nationalities
  • Insufficient liquid assets / income proof
  • Selling MM2H property before 10 years without MOTAC approval revokes visa

Recent changes

  1. 2021

    Original MM2H suspended; new much stricter program announced (RM 1M deposit + RM 40K monthly income).

  2. 2024-06

    Three-tier MM2H (Silver / Gold / Platinum) launched with revised deposit amounts and mandatory property purchase. Older holders grandfathered.

  3. 2024-09

    SEZ/SFZ Variant introduced for Forest City Special Financial Zone — friendlier terms and tax incentives within designated zones.

  4. 2026

    Continued enforcement of property holding period (10 years); strict compliance on annual reporting.

Notes

MM2H underwent multiple resets — original soft requirements (RM 500K liquid) replaced by hard-floor 2024 tiers. The mandatory property purchase makes Silver tier (RM 600K property + USD 150K deposit) genuinely capital-intensive. SEZ/SFZ Forest City variant is positioned for Singapore-Malaysia mobility. Territorial tax (foreign income exempt to 2036) is the major attraction. Citizenship not realistic; PR not granted. Best understood as a long-stay lifestyle / partial-tax-relocation product.

EasyPassport is a document-organization tool focused on citizenship by descent. This page is reference research, not legal or financial advice. Always verify with the official program authority.