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Mexico

Mexico Temporary Resident Visa (via Economic Solvency)

Also known as: Mexico Residente Temporal, Mexico Economic Solvency Visa, Mexico Investor Visa

Regulator: Instituto Nacional de Migración (INM); Mexican consulates abroad for initial visaOfficial program site ↗
Min investment
$4K
Program tier
Renewable Temp
Program type
Passive Income
Initial validity
1 yr
Renewable
Yes
Path to PR
4 yr
Path to citizenship
5 yr
Schengen access
Yes

Investment options

Passive Income Proof

$4K
Hold for 1 years

Economic solvency — Income route — monthly net income equivalent to ~300 UMA (~MXN 35,000 ~USD 4,400/month for 2026) for past 6 months. Source: pension, salary, rental, dividends, social security.

Bank Deposit

$74K
Hold for 1 years

Economic solvency — Savings/Investment route — ~5,000 UMA equivalent (~MXN 587,000 ~USD 74,000) in savings/investments held continuously for past 12 months. Can be 401k, cash, brokerage, bonds.

Real Estate

$174K

Property ownership — Mexican real estate worth USD 174,000+ (~40,000 UMA for 2026). Grants Temporary Resident; some consulates also accept this for direct Permanent Resident.

Business Investment

$90K

Business investment — USD 90,000+ in a Mexican company (shares or capital). Documented business contribution.

Physical presence

To apply
Initial consular visa in country of origin; then enter Mexico and exchange for residence card within 30 days
To maintain
No minimum days statutorily — but absence can affect residency continuity for PR transition
For PR
After 4 years of Temporary Resident OR direct Permanent Resident with higher financial thresholds OR family-based
For citizenship
5 years of legal residence + Spanish + civics + history (3 years for spouses of Mexican citizens, 2 years for Ibero-American/Spanish/Portuguese)

Path to citizenship

  • Available: Yes
  • Minimum years: 5
  • Physical-presence years: 5
  • Language test: Yes

Naturalization after 5 continuous years of legal residence (3 if married to Mexican; 2 if Ibero-American, Spanish, Portuguese). Spanish language exam + Mexican history/civics exam. Dual citizenship allowed since 1998.

Tax implications

  • Becomes tax resident automatically: No
  • Worldwide income taxed: No
  • Territorial tax system: No
  • Day-count for tax residency: 183 days
  • Wealth tax: No

Mexican tax residency triggered by primary home in Mexico (regardless of days) OR center of vital interests in Mexico. Tax-resident worldwide income taxed; non-resident only Mexican-source. PIT progressive to 35%. No wealth, no inheritance tax (state-level varies), no property tax federally (predial is municipal small). Temporary Resident does NOT automatically trigger tax residency — depends on facts and circumstances.

Family inclusion

  • Spouse: Yes
  • Children under 18: Yes
  • Dependent adult children: No
  • Parents: Yes

Spouse, minor children, and dependent adult relatives via family-unity visa once principal holds residency. Each family member must demonstrate own financial solvency or be sponsored.

Additional fees

  • Application fee: $50
  • Government fees: $350
  • Legal/agent (est.): $2K

Consular visa fee USD 53. In-country residence card fee MXN 5,500-8,000 (~USD 280-400). Annual renewal fees comparable. Legal/agent fees variable; many Americans use local DIY services.

Eligibility requirements

  • Age 18+
  • Clean criminal record (consulate may request)
  • Economic solvency proof per chosen route
  • Valid passport
  • Application from Mexican consulate in country of origin (not from inside Mexico for visa stamp)

Disqualifiers

  • Insufficient bank statements / income documentation
  • Application from inside Mexico for visa stamp (must be at consulate abroad)
  • Health concerns
  • Criminal record

Recent changes

  1. 2023

    Many consulates moved to UMA-based calculation (replacing minimum wage), increasing income thresholds substantially.

  2. 2025-07

    New unified guidelines requiring UMA-based economic solvency calculation across all Mexican consulates.

  3. 2026

    UMA for 2026 is MXN 117.31/day. Income threshold ~300 UMA monthly (~USD 4,400). Savings threshold ~5,000 UMA (~USD 74,000).

Notes

Mexico's residency is one of the cheapest in the Americas with passive income proof (USD 4,400/month) — popular with US retirees. UMA-based calculation increasingly strict. Real-estate route (USD 174K) is the most reliable. Tax residency is NOT automatic — careful structuring needed to avoid Mexican worldwide tax exposure for US persons. Citizenship in 5 years (2 for Latin Americans) is generous. Mexican passport gives Schengen visa-free, useful complement to US/Canadian travel patterns.

EasyPassport is a document-organization tool focused on citizenship by descent. This page is reference research, not legal or financial advice. Always verify with the official program authority.