Greece
Greece Golden Visa (Permanent Residence Permit for Investors)
Also known as: Greece Investor Residence Permit, Greece RBI
- Min investment
- $275K
- Program tier
- Permanent Residency
- Program type
- Golden Visa
- Initial validity
- 5 yr
- Renewable
- Yes
- Path to PR
- Immediate
- Path to citizenship
- 7 yr
- Schengen access
- Yes
Investment options
Real Estate
$880KTier 1 (high-demand areas) — EUR 800,000 in residential property in Attica region (incl. Athens, Athens Riviera), Greater Thessaloniki, Mykonos, Santorini, and islands above 3,100 population. Must be a single property of at least 120 m².
Real Estate
$440KTier 2 (other regions) — EUR 400,000 in residential property elsewhere in Greece. Must be a single property of at least 120 m².
Real Estate
$275KTier 3 (special purpose) — EUR 250,000 for commercial-to-residential conversions (renovating non-residential buildings into homes) OR restoration of listed heritage buildings, anywhere in Greece, no size minimum (heritage tier).
Fund
$385KInvestment of EUR 350,000 in Greek mutual fund (AKES) or Alternative Investment Fund (AIF) with Greek focus.
Business Investment
$550KEUR 500,000 capital contribution to a Greek company OR EUR 800,000 in Greek government bonds or corporate bonds.
Physical presence
Path to citizenship
- Available: Yes
- Minimum years: 7
- Physical-presence years: 7
- Language test: Yes
Naturalization requires 7 years of actual residence (183+ days/year), Greek language B1, civics exam, integration. Most Golden Visa holders never naturalize because the program is used as 'second-home' / Schengen mobility rather than relocation. Dual citizenship allowed.
Tax implications
- Becomes tax resident automatically: No
- Worldwide income taxed: Yes
- Territorial tax system: No
- Day-count for tax residency: 183 days
- Wealth tax: No
Golden Visa does NOT make holder tax-resident. Greece offers separately a non-dom 'lump sum' regime (Art 5A) for EUR 100,000/year flat for HNWIs becoming tax-resident, 15 years. Standard PIT progressive to 44%; ENFIA property tax annually; rental income flat 15-45%; no wealth tax. Short-term rental ban on Golden Visa properties (must be leased long-term or owner-occupied).
Family inclusion
- Spouse: Yes
- Children under 18: Yes
- Dependent adult children: Yes
- Parents: Yes
Spouse, unmarried dependent children up to age 21 (extendable to 24 if in education), parents and parents-in-law of the main applicant. Adult children must reapply on own merit after age 24.
Additional fees
- Application fee: $2K
- Government fees: $2K
- Legal/agent (est.): $6K
Application fee EUR 2,000 (main applicant) + EUR 150 per dependent. Property transfer tax 3.09%. VAT on new builds 24% (suspended for some). Legal/notary fees ~1-2% of property value. Tax representative required.
Eligibility requirements
- Non-EU/EEA/Swiss national, age 18+
- Clean criminal record
- Health insurance covering Greece
- Greek tax number (AFM) and Greek bank account
- Qualifying investment from non-Greek source
- Tax representative in Greece
Disqualifiers
- Short-term rental of Golden Visa property (Airbnb prohibited from Sept 2024)
- Use of property for non-residential purposes
- Multiple sub-threshold properties (must now be single property meeting full threshold)
Recent changes
- 2023-08
Athens, Thessaloniki, Mykonos, Santorini real estate tier raised from EUR 250,000 to EUR 500,000.
- 2024-09-01
Reform took effect: tiered EUR 800K / EUR 400K / EUR 250K (special purpose) replacing old EUR 250-500K structure; minimum 120 m² property size; single-property requirement; short-term rental ban.
- 2025
Implementation guidance clarified: investments contracted before Sept 2024 grandfathered at old prices if completed by mid-2025.
- 2026
Program continues with high demand at EUR 400K tier; investor interest shifting to mainland and second-tier regions.
Notes
After Spain's closure, Greece is the EU's most attractive real-estate Golden Visa. EUR 250K heritage tier is the cheapest EU real-estate residency. Crucial caveat: PR is granted but residence is for mobility, NOT freedom of movement — only Greek citizenship gives that. The Airbnb ban (Sept 2024) materially impacts buyer economics; properties must be long-term leased or held idle. Tax-residency NOT triggered by Golden Visa — separate Art 5A non-dom regime available for those who do want to relocate.
EasyPassport is a document-organization tool focused on citizenship by descent. This page is reference research, not legal or financial advice. Always verify with the official program authority.